Self Improvement Information
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The Psychology of a Confident Golf Swing

The Psychology of a Confident Golf Swing Part one. Before focusing on the subject of developing confidence with ones golf swing I want you all to think about this notion; you cannot just "Think" yourself a wonderful golf swing. Otherwise, we would all just think about pots of gold arriving in our front rooms and we'd all be rich. However, the pots of gold do not arrive just by thinking about th. . .

Treasure Hunting - Part 2

Treasure hunting begins at home. People regularly find famous old books and valuable antiques in their attics, so get up there and look. One couple tore open their walls while remodeling, and found them insulated with thousands of old and valuable movie posters, put there by a theater owner in the thirties. The couple sold $200,000 worth of posters, the last I heard. There are many more ways to. . .

Researching the Pros and Cons of Getting Your Degree Online

Are you considering getting your bachelor's or master's or other degree online? It's a growing field that's receiving acceptance and approval for all types of career and education goals. The biggest advantage to online degree education is that it's a complete college degree program that is delivered via the Internet. All classes, materials, tests and lectures are delivered online. This process . . .

Ultralight Backpacking List - 3 Days Under 10 Pounds

Here's an ultralight backpacking list, an example of what I typically take on a weekend hike. We're all different in our needs and skills, though, so please don't take it as a recomendation. My list, with weights (not including what I wear to start): *GoLite Breeze Backpack: 12 ounces *Western Mountaineering Bag: 17 ounces *Nylon Tarp: 17 ounces *Frogg Toggs Rain Jacket: 7 ounces *Groundsheet: . . .

The Most Underused and Powerful Method of Lead Generation

Are you worried about whom you’ll sell today so you can feed your family tomorrow? Are you jealous of the top producers who are getting phone calls from new prospects every day? Wouldn’t you love to come to the office and find your mail box full of messages from potential clients? I’m going to show you the easiest, quickest and most effective lead generation method to grow your business, using . . .

Money Making Hobbies

Which ones can be money making hobbies? A friend made a life-sized cow out of plywood once. He painted it, put it in the yard, and people started asing if he would sell it. He soon had a waiting list of customers for his plywood cows. With a profit of about fifty dollars each, he wasn't getting rich, but isn't making money with your hobby more fun than a job? Money Making Hobbies - Two Approach. . .

Treasure Hunting Begins At Home

When you think of treasure hunting, maybe gold coins and precious stones come to mind, but it doesn't end there. You can start in your own attic to see what treasures you find. Then you can check out some of the more unusual ways to go treasure hunting. Diamonds In Parking Lots Temperature changes getting in and out of cars and buildings cause diamonds to come loose from their settings. Because. . .

Playing With Money To Make More

Ready to start playing with your money? Not interested in complicated businesses or boring bank C.D.'s? Here are some methods that aren't quite a business because you can do them once, or just when you feel like it. Start small and the risk is small. oan Sharking Years ago a friend got a good job when I loaned him $300 to buy the necessary tools. I charged a $6 per week loan fee (don't call it . . .

Backpacking Clothes - Make Your Own

Okay, do you really want to make all your own backpacking clothes? More power to you, and good luck. After the first hundred tedious hours of sewing I started buying gear again. However, there are SOME backpacking clothes you can make cheaply and quickly. A few examples follow. Making Your Own Ski Mask Find any old thermal underwear top or bottom, preferably made of polypropylene. Cut off a sle. . .

Three Benefits of Learning How To Concentrate

We all know that being able to concentrate on a given task is, in most cases, a necessary part of completing it. Without focus our mind wanders, and the body soon follows – to the kitchen for a drink or snack, to the den to check on the kids, outside for a breath of fresh air... the list of distractions is endless, especially for people who work at home. Without the ability to focus our minds, . . .

Finding Really Cheap Plane Tickets

The best place to buy really cheap plane tickets is online. Travel agencies can't compete with discount ticket sites. Search Google ("cheap airfare south america", for example), or try the well-known sites, like Expedia, Travelocity, Cheap Tickets, Hotwire or Priceline. Just now I checked fares from Tucson, Arizona to Traverse City, Michigan on the five sites mentioned above. The cheapest quot. . .

Loving Every Phenomenal Part of You

Have you ever wished yourself away? I am not referring to leaving your precious life on this Earth; but rather, just wished you weren’t a certain way or did not have some particular qualities and mannerisms that were so apparent to you. I know I have. In the past, I’ve had a very difficult time when others would point out my weaknesses to me, either constructively or not-so tactfully. I woul. . .

Isn't it Time You Started to Fly?

I am going to begin this article by sharing a shocking fact…. Did you know that if you opened the door on every single budgie cage around the world (and we are talking a lot of cages here...) fewer than 5% of our imprisoned feathered friends would actually embrace the window of opportunity provided and fly away! Hard to believe I know. Most would choose to do exactly what they've always done. . . .

Do You Love Yourself?

So, do you love yourself? Shouldn't really be a difficult question to answer should it? For many people this question makes them feel more than a little uncomfortable. In fact, if you've suddenly become short of breath and your palms have gone a little sweaty, then you should definitely continue reading this article! A mad passionate love affair! Have you ever considered what it would be l. . .

Urine Stains In Carpet - How To Remove Them

First the bad news: Not all urine stains are removable. The types of damage caused vary according to the urine content. This is determined by the pet's diet, age, sex, and any medications being taken. If it is removable, the following steps may get it out. 1. Blot up the urine as soon as you discover it. Use plain white paper towels to avoid dye transfer. 2. Mix 1/4 teaspoon liquid dishwashin. . .

Hiring Rental Property Management

Why hire rental property management? Because doing it all yourself is the surest way to make your real estate investment experience a bitter one. You also have more time to find the next deal when there is someone taking care of the details for you. Hire a good property manager, but first ask the following questions. 1. How much is the fee? Fees vary around the country from as low as 4% of gro. . .

Meditation - Staying Awake

Why is staying awake while meditating important? Falling asleep is certainly relaxing, and can be good for you, but to get the full range of benefits from your meditation you need to have your brainwaves in the alpha and theta ranges. When you are asleep, your brainwaves range from theta to delta. Meditation should be a state of relaxed alertness (primarily alpha brainwaves). Try the following . . .

Real Estate Investment - A Simple Formula

I saw the ads in our small-town newspaper for years before I realized exactly what was going on. They were always the same: A house for sale with 5% down and payments of 1% of the purchase price. It might be a three bedroom home for $90,000, for example, with $4,500 down and $900 per month payments. A friend started doing the same thing and explained the process to me. It was a way to get a gr. . .

Four Disciplines To Getting What You Want

I bet you’re like me - you want results now, without having to put in the effort and time to make things change. We want to pray a prayer and have instant results. Kind of like microwave Christianity! But God isn’t our sugardaddy. He wants to build character in us so that once things do change we can handle the new lifestyle and be better equipped to fulfill His plan for our lives. And buildin. . .

What's It Like On The Receiving End of Billiards Mentoring

What is it like to be on the receiving end of mentoring to improve your performance in pocket billiards and at the same time, participate in life changing coaching? You are the reason for all of the things you are going through. Once you accept that, you are then ready to make the changes that will take you to the next level and far beyond. Many billiards players find themselves blocked from mo. . .

Carpet Stains - How To Remove Them

Your short lesson on how to remove carpet stains: act fast. Carpets today (most) come with stain-resistant treatments, so spills can be removed if you get to them quickly. The longer you wait, the more difficult removing carpet stains becomes. And no, there are no stain-proof carpets - yet. Spot Cleaning Carpets Professional carpet cleaners will tell you that "spots" are removable, and stains a. . .

Zero Down - How To Do It

Zero down? Why would a seller want to walk away from closing with nothing? Well, they wouldn't, and that brings up the most important point about real estate investing with no downpayment: The seller almost always needs cash at closing, but it doesn't have to be YOUR cash. A Zero Down Example I'm selling a small rental property right now, with payments of $400/month. The buyer has a good credi. . .

How To Look Picture Perfect In Every Photo

It takes only seconds to take a picture but the memories captured in it last a life time. If you find yourself running and hiding every time someone pulls out a camera because you don’t like how you look in photos. Now is the time to stop running and implement the following simple tips so you can start creating some beautiful memories. Whether it’s a special occasion and big event or something . . .

Infidelity: Difference between a Rage and Revenge Affair

The fifth affair I outline in my book, "Break Free From The Affair" is called: "I Want to Get Back at Him/Her." This is the revenge affair. It occurs in a marriage in which one feels slighted in some manner and seeks revenge by engaging in an affair. It is less a movement toward the other person and more a movement away from one’s spouse. Key Points: 1. The affair may be a direct response to t. . .

Travelers Checks Versus Debit Cards

My first time overseas, I had to exchange cash in $200 of travelers checks to pay a mountaineering guide who hadn't heard of American Express. The bank charged me $8. During the same trip, I used my debit card at an ATM to get $200 from my checking account. Once home, I saw that the charge for this was one dollar, and that was the last time I used traveler's checks. Debit And Credit Cards When . . .

Ultralight Backpacking - Getting Started

Want to run up that ridge, just to see what's there? Want to easily carry your pack up those fourteener's, so you can go down by any route you choose? Want to feel good at the end of a twenty-mile day? It's time to liighten your load. Ultralight Backpacking - The First 3 Steps 1. Buy a light backpack. Mine weighs 14 ounces, and I've used it on week-long trips. Don't go over two pounds. 2. Buy. . .

Meditation - Easy Tools For Success

Do you want to learn how to meditate? Have you tried to meditate but you keep falling asleep? Or you're not sure you are doing it right? Do you keep thinking about other things while you are trying to "clear your mind"? First you need to decide what type of meditation you want to do. There are basically two types of meditation - active and passive. Passive meditation is clearing the mind . . .

Kaizen - How Can It Help You?

What does Kaizen, a Japanese method of production excellence and industrial efficiency have to do with self improvement? Can it be adapted to self-work? What is it, anyhow? It began with the "continuous improvement" theories of efficiency expert W. Edwards Deming in the 30s and 40s. After the war the ideas were picked up by the Japanese and developed into "Kaizen," a method for creating quality. . .

Emotional Infidelity: A KEY tactic to save the marriage

Hearing that your spouse is “in love” with someone else is devastating. I hear often, “I can handle her having sex with someone else. I think I can live with that. But, for her to give herself emotionally and “love” someone else…man, that is hard.” (Feel free to substitute the word he for she in this article.) What can you specifically do to increase the odds of saving the marriage? So often th. . .

Diversity

I know that diversity has been a big topic of conversation ever since the early 1990s when research supported the demographics that by the year 2000, 85% of the entering workforce would be female, African-American, Asian-American, Latino, or new immigrants. The fact that white males would be a minority entering the workplace was a wake up call for corporate America. How have we done sine then? . . .

Get out of Debt or Save for Your Future

Get out of Debt or Save for Your Future Are you in debt and struggling to get by? Are you working full time and making contributions to your 401k plan? If so, do you ever wonder if you should stop making those contributions until you can pay your debt off? If these thoughts have been running through your head and you are stressed that you might never get out of debt, we have the answer for y. . .

Personality Testing; Myth and Realities

Personality Testing; Myth and Realities ======================== © 2005 Saqib Ali Ateel It is commonly believed myth that personality testing instruments can measure your personality and predict your future behaviors. The pre-employment testing mechanism has been following this creed without any solid evidence. The testing industry claims all out validity. The educational institutions and emplo. . .

Running Shoes And Thin Socks - A Backpacking Winner

Hiking shoes versus hiking boots? Hiking shoes win. Okay, next issue? No, really. Hiking or running shoes are better for most backpacking trips, at least during late spring, summer and early fall. Boots are heavy, hot, stinky, and stay wet forever. A pound on your feet is like five on your back (some say six), so three-pound boots leave you much more tired at the end of the day. Hiking Shoes An. . .

Loving Kindness - A Meditation

The practice of meditating on loving-kindness may be over two thousand years old. Although it may feel a bit mechanical at first, many who have used it experience greater feelings of compassion and love towards both themselves and others. Here's how you do it: Sit comfortably wherever you normally do your meditating. Relax and let your mind quiet down a little. Start repeating the following in . . .

[FNAME], 4 Mistakes to Avoid in Online Dating

Did you catch the dating mistakes made during episode one of ABC's Hooking Up documentary series? If you caught the episode on July 14th, I'm sure you would have noticed what doesn't work when it comes to dating... Mistake #1: Using an old photo A self-proclaimed 'Fabio' look-a-like used a 15-year old picture of himself to entice women to meet him. I guess he figured once they met the 'older' v. . .

The Fine Art of Flirting

Did you know that it is not necessarily your looks or your bank account that will get you the Date of Your Dreams? Even those with average features and ordinary bank account funds can have the pleasure of being with someone they thought was unattainable. You think I'm kidding, right? I'm not! Want to know how? By learning the Fine Art of Flirting! Now guys, as explain in my book "the Ultimate O. . .

Curves Hit the Beach: women’s guide to plus size swim wear online

Stuck inside because you cannot find stylish and sexy swim wear in your size? Then get ready to hit the beach; this article guides you to the top plus size swim wear stores found on the web. Summer is with us. The sun is shining, the beaches are glistening and everyone is ready to it the golden sands; ready to relax and enjoy the hottest season of the year. However, you find yourself stuck indo. . .

How to be Congruent and Experience Balance Every Day

“If you can tell the world who you are and what you believe without breaking stride or hesitating, you are happy with yourself.” - Neale Donald Walsche I attended a large networking meeting last week with lots of varying types of businesses and people and one of the speakers was talking about and explaining how online networking had helped him go from redundancy to having his own lucrative bus. . .

How Breathing Differently Can Make You Happier

"When you breathe, you inspire. When you do not breathe, you expire." – Quote from an 11-year-old’s science exam John Grinder, co-creator of NLP talks about the link between respiration, physiology, internal state and high performance. He calls this ‘the chain of excellence’. I recently read a book by Osho, the wonderfully non-PC mystic and guru. In the book, Osho instructed the reader to p. . .

Improve Memory: How Much Can I Improve My Memory

The short answer: Your memory is capable of indefinite improvement. Your 3 pound brain contains 100 billion brain cells that can form gazillions of connections. According to Karen DeBord, Ph.D, "there are enough brain cells to learn just about anything." There you go. If I were you, I wouldn’t worry about how much I could improve my memory. If I had to worry at all, it would be about how to imp. . .

Why Isn't God Helping Me?

Have you ever felt like throwing up your arms and saying “I quit! I just can’t change! I thought when God came into my life things would get better, but they haven’t.” It doesn’t matter if you’re a new Christian or have been a Christian for a number of years, these feelings can creep in and set you up for confusion and frustration. So where did things go wrong? Many times our expectations are . . .

Staying Professionally Chic In The Heat

Whether you live in a warm climate year round or you are just trying to survive summer’s heat till autumn’s cool arrive the following quick and easy professional style tips will keep you cool and have you looking professionally chic in any heat. Wardrobe Select fabrics that are natural / man-made blends that consist of at least 51% natural fiber, such has a 55% cotton 45% polyester blend. This. . .

Budgeting Tip for Single Mother

A budget is a systematic plan for the expenditure of a usually fixed resource, such as money or time, during a given period. As a single mother you might groan at the thought of putting together a household budget with all your expenses, but its easy to do and will also help you become very financially organized. Shaping up your finances is particularly important if you are experiencing a life. . .

How to Shop for Comfortable Pilates Workout Wear

Studies show that an estimated 60% of Americans do not receive the recommended amount of physical exercise per day. It is also estimated that of those 60% who are not active enough, there are 25% who are completely inactive on a daily basis. Being active is crucial to maintaining a healthy lifestyle and living a longer life. Perhaps, that’s why so many people have showed interest in Pilates. Pi. . .

Male Masturbation - Excessive indulgence and steps to control the act

Male Masturbation - Excessive indulgence and steps to control the act And we think we are the only one facing this predicament... the act of male masturbation. we fail to realize that even the best of human beings who reached the highest brackets of their life indulged in such activities like male masturbation which are very normal for an average human being. What wrong has one done... has your. . .

Linda Reeve

As typical with anything in this world, it takes years for the media to sit up and take notice and now it unfolds. I refer to the new series on ABC entitled "Hooking Up" that follows eleven women through the adventure of "online dating". Albeit, another reality show, I found this depiction to be right on target to the ordinary dater's experiences. The premiere episode, followed a hair salon own. . .

Honesty Accepted - Deception Denied

We've all done it at one time or another, or will do it sometime in the future. Regardless of when you do it, just remember you will get caught eventually and when you do, you cannot bury your head in the sand. Too bad there are not strict policies, punishable by law in association with the internet wherein something could be written and implemented along the lines of "Truth in Online Dating". . . .

The Romantic StripTease!

Have you ever fantasized about being a stripper? Have you ever thought it would be cool to do a striptease for your lover? Well, guess what? You're not alone! Truth be told, many women have this same fantasy. Many more have even "busted a move" for their lover. Sound like fun? It sure is! Plus, the Romantic Striptease is an awesome way to show your lover just how sexy you're feeling. And take . . .

How To Memorize Anything. Part 1) Napoleon’s Secret Method For Memorizing Names

What was the name of that beautiful girl? Her soft lips spoke the name only hours ago; today, you are totally clueless. Bummer. The Most Importan Word In The Language Do you know what the most important word in the language is to most people? Yup, their name. Their brains are highly tuned to the sound of their own name, and it pulsates with delight when it is allowed to recognize that magical w. . .

How To Change Your Attitudes

What type of person grabs your attention and motivates you? Usually it’s a person who is very passionate about what he or she is doing. She’s on fire and her excitement floods the room she is in. When she talks something inside you gets stirred - the desire also to be passionate about something. Anything! You don’t want to leave her presence because you hope that some of that passion will rub o. . .

Words That Inspire - PEACE

WORDS THAT INSPIRE A monthly quick shot to motivate you, in less than 45 seconds, from Julie Cohen Coaching How might your PEACE impact the world? Dictionary*says: State of tranquility or quiet, freedom from civil disturbance, a pact or agreement to end hostilities between those who have been at war. What it REALLY means: The feeling of contentment with your life at present; your state of bein. . .

Top 10 Ideas to Revive a Fizzling Relationship

Love is exciting, and when a relationship is new, almost everything you do together is fresh and alive, and keeps you enthralled. Then time begins to pass, and while the love is still there, the relationship may have lost some of its sparkle, whether it's because you now have a family or not. Here are some of the top 10 ideas to revive a fizzling relationship that might just put some of the b. . .

Reading body language

Even the ancients claimed that you have to pay attention to a woman’s gestures instead of what she says. Generally if a lady says “yes” she of course means “no”. And the situation is the same on the way around. A gesture is a gesture Body language is a discipline about non-verbal behavior, there are more and more followers of it all over the world. Among them there are respected scientist. . .

Planning Stress Management

Deadlines at work, demanding bosses, bills to be paid at home, kids demanding for time and attention, changes in the environment, etc. AAARRRRGH. These are the realities of everyday living that people in an industrialized world have to constantly contend with, if these factors are not handled properly this will lead to stress. Stress is the wear and tear the body experiences as people adjust . . .

Infidelity Discovered? 10 Ways to Calm Your Powerful Feelings

When you find out about the affair, the first few hours, days and weeks can be emotionally wrenching to say the least. Or, if someone you deeply care about begins "pulling away" you may also experience intense feelings. Read through this list and pick out a couple things you can do to help yourself during these times. 1. Walk. Run, if you are fit enough to run. Work out. Get the blood flowing.. . .

Sexually Addicted? 10 Important Questions to Ask

There are many things in our culture that grab us and won't let go. Sometimes sex is one of them. Perhaps that's the case for you or your spouse/partner. Sexual addiction plays a prominent role in the "I Can't Say No" kind of extramarital affair I outline in my E-book, "Break Free From the Affair." These questions are intended to help you be more aware of some behaviors that perhaps indicate t. . .

Positive Self Talk - What Is It?

How do you explain things to yourself? With positive self talk or negative? What we say to ourselves radically affects the quality of our lives, and our ability to do things effectively. How useful is it to always tell yourself "impossible," "more problems," "never," and "I can't?" Below are some of the things that positive and negative people say. Look at the difference, and start talking to y. . .

Rental Properties - 10 Cash Flow Tips

What if you want better cash flow from your rental properties? You can't just raise the rents arbitrarily. If tenants leave, income goes down, not up. There are other ways, though, including the ones listed below. 1. Install coin-operated washing machines. Even if you don't have the money to do this yourself, you can find a company that will do it for you, and share the income with you. 2. . . .

11 Powerful Methods of Sales Lead Generation

Are you searching for new and innovative ways of sales lead generation? Are you lacking in sources of good quality leads? Are you tired and bored using the same methods for generating sales leads? If you answered No to these questions you’re either satisfied with the income you’re earning – or you’re not interested in earning a 6-figure income in sales. Please stop reading this article. If you . . .

Engaging in the Moment for More Effective Living.

I spend lots of time working with individuals, corporations and businesses to get them engaged in the present moment. The reasons I think this is important in business as well as personally are drawn upon toward the end of this article. My centre here in Bournemouth used to sell a wide range of books and one that I used to stock was a book called "The Power of Now" by a guy called Eckhart Toll. . .

Rental Property - Refinance, Don't Sell

You own a rental property for years, and never see the "big pay-off." Is it time to cash in on your investment, now that you've paid down the mortgage, and values are up? Maybe not. The Problem With Selling Selling means you'll have to pay a large capital gains tax. This can be avoided if you reinvest through a 1031 exchange, but then the point is that you want your money, right? Also, a good r. . .

Why Wisdom Quotes?

"What does it profit a man to have gained the whole world, and to have lost his soul?" - Jesus Christ You don't need to be Christian to see wisdom in the words of Jesus. Simple quotes from men and women around the world, from present day or milleniums past, inspire and instruct us, regardless of the religious or spiritual tradition they come from. Nor do spiritual and religious people have a mo. . .

INSTANTLY UNCOVER YOUR CORPORATE CULTURE

Best Definition of “Corporate Culture” If you ask 10 people to define “organizational culture,“ you will get 11 different answers! Fortunately, from my consulting and writing on leadership and organizational change, I created my definition of organizational culture: “Corporate culture is how every employee knows she or he must act – even if no one is watching.” Knowing your company’s culture . . .

Wal-Mart Camping

"Do you know about Wal-Mart camping?" We didn't know, but the old man at the campground in Florida insisted WalMart not only allowed RVs and vans to park overnight, but encouraged it. "Free camping," he told us, and we didn't wait long to take advantage of this new knowledge. Somewhere in northern Georgia we pulled into a Wal-Mart, and sure enough, we saw some RVs off to one side of the parking. . .

Which Types Of Real Estate To Invest In

There are different types of real estate, and different ways to invest in them. Which way is best is for you to decide, according to your particular needs. Here are a few ways to consider, with their advantages and disadvantages. 1. Rental houses. Advantages: One of the easier ways to get started, and good long term return on investment. Disadvantages: Being a landlord isn't much fun, and you . . .

10 Things To Do Before Buying A Novel

OK, you don’t get much time to read novels anymore. You used to but that was another life. Before you could pick up something that appealed and because you read so much, you weren’t too disappointed if it didn’t grab you like you thought it would. Things have changed. Now when you pick up a novel to read it has to get you in quickly or it will collect dust on your bedside table. There are . . .

Make Money As A Slumlord

Be a slumlord? Okay, I got your attention, now the truth. I really don't recommend that anyone endanger their renters with unsafe housing. Much of what people call slumlording though, is simply providing reasonable housing for those with low incomes. It is of benefit to the renter AND the landlord. Why Do People Rent Dumps? People rent not-so-nice places because they can afford to. A house that. . .

Volcano Tours In Bańos Ecuador

In June of 2004, my wife and I spent a week in Banos, Ecuador. Our clean hotel room, with cable TV, cost $6 per night. It was $12 normally, but we're good negotiators. We paid just $1 for lunch each day ($2.25 total for both, with tip), which was usually chicken, rice, beans, salad and juice. Sometimes we splurged and paid $1.50 at a nicer place. Evenings we went to Santo Pecado ("saint/sinner". . .

Taking Action NOW: 9 Key Strategies...Part I

Taking Action NOW: 9 Key Strategies...Part I Awareness, understanding what impacts you! Awareness makes it possible for you to begin to understand what is happening in your life, what is missing in your life, or even what you did or didn't do to be happier than you are now. Without awareness your understanding can be incomplete. Therefore, the choices you make, may be influenced, by a flawed. . .

[FNAME], Causes of Bad Breath: New Research Reveals True Cause

What Causes Bad Breath: Three Leading Factors Did you know: 1. Medications (including allergy medications) cause bad breath 2. Alcoholic beverages cause bad breath 3. Mouthwash with alcohol causes bad breath 4. Smoking causes bad breath 5. Dry mouth causes bad breath The fact is that everyday common over-the-counter hygiene products, beverages an medications can be the "mysterious" cause of you. . .

Rewards Of Speed Reading

When you learn to read faster, you will be able to understand the meaning of what you read objectively and subjectively. I am sure that you have heard or probably seen similar maxims such as, "Haste Makes Waste", "Slow but steady wins the race". Well I agrees that there are elements of truth in such maxims but it may not be really as applicable in all endeavors. Especially in your quest with Sp. . .

How To Make Your Raise Really Pay

How To Make Your Raise Really Pay Copyright 2005, http://www.yourfreecreditreportnow.com Author: James H. Dimmitt Were you lucky enough to get a pay raise recently? If so, what are you planning to do with it? Here are 4 tips on how to make your raise pay real dividends for you now and into the future: 1) Open a savings account - Baby boomers can probably remember parents or grandparents mak. . .

Negotiate Your Way To A Lower Credit Card APR !

Negotiate Your Way To Lower Credit Card APR'S ! Copyright 2005, http://www.yourfreecreditreportnow.com Author: James H. Dimmitt I have three major credit card accounts that I've had for many years. The other night I was reconciling my monthly statements and noticed a large discrepancy in the APR's (annual percentage rate) I was paying on these three accounts. My first card, card "A", has an. . .

Monitoring Your Credit Is Easy As 1-2-3!

Monitoring Your Credit Is Easy As 1-2-3 Copyright 2005, http://www.yourfreecreditreportnow.com Author: James H. Dimmitt Thanks to the FACT(Fair and Accurate Credit Transactions) Act, all U.S. residents will be allowed one free credit report annually from each of the three major credit reporting agencies - Equifax, TransUnion, and Experian. This legislation makes it easy for you to keep an eye. . .

Be Cautious When Using Your Nest Egg as an ATM

Be Cautious When Using Your Nest Egg as an ATM Copyright 2005, http://www.yourfreecreditreportnow.com Author: James H. Dimmitt About five years ago I moved from the ranks of being a renter to that of being a homeowner. Now, not a week goes by that I don’t receive some type of offer through the mail encouraging me to refinance my mortgage, open a home equity line of credit (HELOC), or apply for. . .

How Healthy Is Your Credit?

How Healthy Is Your Credit? Copyright 2005, http://www.yourfreecreditreportnow.com Author: James H. Dimmitt There’s only one way to discover the “health” of your credit. You need to examine your credit report. Your credit report is your “consumer identity” that potential lenders will use to judge your credit worthiness. Use these tips to give your credit profile the “tune-up” it needs: Tip. . .

Consumer Action: Putting the “Freeze” on Credit Files

Consumer Action: Putting the “Freeze” on Credit Files Copyright 2005, http://www.yourfreecreditreportnow.com Author: James H. Dimmitt In the wake of 40 million MasterCard, Visa, Discover, and American Express accounts recently being breached, consumers and legislators are scrambling for ways to protect their personal and financial information from being hijacked and used fraudulently by hackers. . .

Consumers, Beware the New “Wave” of Credit Cards

Consumers, Beware the New “Wave” of Credit Cards Copyright 2005, http://www.yourfreecreditreportnow.com Author: James H. Dimmitt J.P. Morgan Chase & Co., the nation’s #2 bank and leading issuer of credit cards, has announced it will issue new “contactless credit cards” to its account holders beginning June 1. The new cards can be “waved” in front of a special reader instead of being swiped thr. . .

Debit Card vs. Credit Card, What Are The Differences?

Debit Card vs. Credit Card, What Are The Differences ? Copyright 2005, http://www.yourfreecreditreportnow.com Author: James H. Dimmitt Ah, the “good old days”. If you are a baby boomer, like me, then you probably remember how important it was to rush to the bank on payday. You had to get there before the teller lanes closed so that you could have your “cash allowance” for the week. Otherwi. . .

Ten Wilderness Survival Backpacking Tips

Why should you learn wilderness survival skills just for backpacking? They may save your life someday, and for ultralight enthusiasts like myself, skills replace gear, and therefore weight. The best reason, however, may be that it's just a good feeling to know you can deal with whatever comes up. It makes you feel more at home. To survive means to stay warm and dry, hydrated, uninjured, and to. . .